Certificate and IRA Rates
Share Certificates: Minimum balance of $1,000.00, sold in increments of $1,000.00 only. Early withdrawal penalties of 30 days dividend, earned or not, apply, stated rates are for certificates open or renewed between the first and last day of DECEMBER 2008 and are in effect for the term of the certificate.
IRA Account Rates: Stated for accounts opened or renewed between the first and last day of DECEMBER 2008 interest is compounded daily, paid monthly, no minimum balance, rate and yield are effective for one year.
| Certificates | APR | APY* | Paid |
| Six Month | 2.750% | 2.769% | At Maturity |
| 12 Month | 3.000% | 3.000% | At Maturity |
| 12 Month | 3.000% | 3.041% | Monthly |
| IRA'S | 2.570% | 2.603% | Monthly |
| *APY = ANNUAL PERCENTAGE YIELD | |||
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| Savings insured up to $100,000 by the National Credit Union Administration |
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