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Certificate and IRA Rates

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Share Certificates:  Minimum balance of $1,000.00, sold in increments of $1,000.00 only. Early withdrawal penalties of 30 days dividend, earned or not, apply, stated rates are for certificates open or renewed between the first and last day of JULY 2010 and are in effect for the term of the certificate.

IRA Account Rates:  Stated for accounts opened or renewed between the first and last day of JULY 2010 interest is compounded daily, paid monthly, no minimum balance, rate and yield are effective for one year.

Certificate Types APR APY*

Paid

Three Month .50% 0.501% At Maturity
Six Month .75% 0.751%
At Maturity
Nine Month 1.00% 1.001%
At Maturity
12 Month 1.25% 1.250%
At Maturity
12 Month 1.25% 1.250%
Monthly
IRA'S 0.63% 0.631%
Monthly
*APY = ANNUAL PERCENTAGE YIELD
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Savings insured up to $250,000 by the
National Credit Union Administration